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What Medical Expenses Can You Claim in a Personal Injury Case?

Posted by Liz Delsa | Oct 23, 2025 | 0 Comments

When you suffer injuries because of someone else's negligence in Louisiana, the law provides a pathway to pursue financial compensation. Among the most important—and often the most complex—components of any personal injury claim is the recovery of medical expenses. These costs are not limited to what you've already paid; they can include a broad scope of past and future treatment directly related to the incident.

Understanding what the law allows you to recover, and how to document and assert those expenses, is essential to presenting a complete and legally sound claim. Below, personal injury attorney Delsa outlines the categories of medical costs generally recoverable under Louisiana law, and what an injured person in Louisiana should know when preparing to take legal action.

Medical Expenses Under Louisiana Tort Law

Louisiana's personal injury laws are rooted in the Civil Code, specifically Article 2315 and Article 2316. These provisions establish that individuals who cause harm through negligence are legally obligated to compensate the injured party. That compensation includes both general damages (such as pain and suffering) and special damages—among them, medical expenses.

To be recoverable, your medical costs must be both necessary and causally related to the accident. The law recognizes the right to be restored, as fully as possible, to your pre-accident condition. That includes covering the cost of care reasonably required by the injury.

Emergency and Acute Care

Immediately following an injury, you may receive emergency services, whether through ambulance transport, emergency department evaluation, or hospital admission. These are typically the first recoverable medical expenses in a claim and are often well-documented in hospital billing records.

Inpatient Hospitalization and Surgery

Many personal injury cases involve surgeries or hospital stays that incur significant costs. Charges for physicians, surgical teams, anesthesiologists, and facilities may be included if they are directly tied to the accident-related injury.

Diagnostic Testing and Follow-Up Care

Expenses for imaging such as MRIs, X-rays, or CT scans—as well as follow-up visits with treating physicians or specialists—are generally recoverable. It's important that these services are recommended by your healthcare providers and reflected in your medical chart.

Rehabilitation and Therapy

Rehabilitative services such as physical therapy, occupational therapy, or other therapeutic interventions prescribed for recovery can be included in a damages claim. These may span several weeks or months, depending on the severity of the injury.

Prescription Medications and Durable Medical Equipment

Costs for prescribed medications—particularly pain management drugs or antibiotics—are also part of a well-documented claim. Similarly, medical devices such as crutches, walkers, braces, or prosthetics are recoverable when deemed necessary by a physician.

Future Medical Care

Louisiana law permits recovery for future medical costs when evidence supports that ongoing treatment will be required. These claims are often supported by expert testimony, such as from a treating physician or a life care planner, to establish their necessity and estimated cost.

Mental Health Treatment

If psychological or emotional harm—such as post-traumatic stress, anxiety, or depression—has resulted from the accident, mental health care expenses may also be recoverable. Louisiana courts recognize these as legitimate damages when appropriately documented.

Proving the Necessity and Reasonableness of Medical Costs

To recover medical expenses, you bear the burden of proving not only that the care was related to the accident, but that it was reasonably necessary. Medical records, physician statements, itemized billing, and expert opinions often serve this purpose. Louisiana courts apply a reasonableness standard, examining whether the treatment aligns with the nature of the injury and accepted medical practices.

Time Limits and Procedural Considerations

Louisiana imposes a two-year period statute of limitations for personal injury claims under Louisiana Civil Code Article 3493. This means you generally must file suit within two years of the date of the incident if your accident occurred on or after July 1, 2024. If the accident occurred before July 1, 2024, there is a one year deadline. Failing to act within this period can permanently bar your claim, regardless of its merit. This strict timeline makes it vital to consult with a Louisiana personal injury lawyer as early as possible for guidance on the lawsuit process.

Slidell Louisiana Personal Injury Attorney

If you or someone close to you has suffered harm in Louisiana because of another's negligence, it is in your best interest to speak with a lawyer familiar with Louisiana's civil law system. Determining what medical expenses are recoverable—and assembling the evidence needed to support those claims—requires legal skill, attention to detail, and a strong understanding of the relevant statutes and case law.

Attorney Delsa has experience representing injured victims across St. Tammany Parish and throughout Louisiana. He can help you evaluate your legal rights, understand the potential value of your claim, and pursue the compensation you may be entitled to under the law. To schedule a free consultation, contact Delsa Law Firm, LLC by calling (985) 882-1222 or contacting us online.

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